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Upgrade, Inc.

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Company Details

Name: Upgrade, Inc.
Jurisdiction: Rhode Island
Entity type: Foreign Corporation
Status: Activ
Date of Organization in Rhode Island: 20 Oct 2016 (9 years ago)
Identification Number: 001667649
Place of Formation: DELAWARE
Purpose: OTHER BUSINESS SUPPORT SERVICES
Fictitious names: Epic Flex Pay (trading name, 2024-09-06 - )
Pay Monthly (trading name, 2024-09-06 - )
Flex Pay (trading name, 2024-09-06 - )
Universal Credit (trading name, 2020-10-16 - )
Epic Flex Pay (trading name, 2024-09-06 - 2025-02-17)
Historical names: CREDIFY FINANCE CORPORATION
Principal Address: Google Maps Logo 275 BATTERY STREET SUITE 2300, SAN FRANCISCO, CA, 94111, USA

Industry & Business Activity

NAICS

561499 All Other Business Support Services

This U.S. industry comprises establishments primarily engaged in providing business support services (except secretarial and other document preparation services; telephone answering and telemarketing services; private mail services or document copying services conducted as separate activities or in conjunction with other office support services; monetary debt collection services; credit reporting services; repossession services; and court reporting and stenotype recording services). Learn more at the U.S. Census Bureau

Agent

Name Role Address
CT CORPORATION SYSTEM Agent 450 VETERANS MEMORIAL PARKWAY SUITE 7A, EAST PROVIDENCE, RI, 02914, USA

PRESIDENT

Name Role Address
RENAUD LAPLANCHE PRESIDENT 275 BATTERY STREET, SUITE 2300 SAN FRANCISCO, CA 94111 USA

DIRECTOR

Name Role Address
ANJU PATWARDHAN DIRECTOR 275 BATTERY STREET, SUITE 2300 SAN FRANCISCO, CA 94111 USA
MEYER MALKA DIRECTOR 275 BATTERY STREET, SUITE 2300 SAN FRANCISCO, CA 94111 USA
JOSEPH HUBER DIRECTOR 275 BATTERY STREET, SUITE 2300 SAN FRANCISCO, CA 94111 USA
MARK ORTIZ DIRECTOR 275 BATTERY STREET, SUITE 2300 SAN FRANCISCO, CA 94111 USA
RENAUD LAPLANCHE DIRECTOR 275 BATTERY STREET, SUITE 2300 SAN FRANCISCO, CA 94111 USA
JOSEPH BREEDEN DIRECTOR 275 BATTERY STREET, SUITE 2300 SAN FRANCISCO, CA 94111 USA
CHRISTOPHER MICHAEL GOTTS DIRECTOR 275 BATTERY STREET, SUITE 2300 SAN FRANCISCO, CA 94111 USA

TREASURER

Name Role Address
JEFF BOGAN TREASURER 275 BATTERY STREET, SUITE 2300 SAN FRANCISCO, CA 94111 USA

SECRETARY AND GENERAL COUNSEL

Name Role Address
ADAM AJLOUNI SECRETARY AND GENERAL COUNSEL 275 BATTERY STREET, SUITE 2300 SAN FRANCISCO, CA 94111 USA

Events

Type Date Old Value New Value
Name Change 2017-01-30 CREDIFY FINANCE CORPORATION Upgrade, Inc.

Licenses

License No License Type Status Date Issued Expiration Date
GC-46014 RESIDENTIAL/COMMERCIAL INVALID No data 2024-07-21

Filings

Number Name File Date
202459233110 Fictitious Business Name Statement 2024-09-06
202459233020 Fictitious Business Name Statement 2024-09-06
202459232960 Fictitious Business Name Statement 2024-09-06
202452229110 Annual Report 2024-04-23
202334305530 Annual Report 2023-04-27

CFPB Complaint

Date:
2024-12-31
Issue:
Problem when making payments
Product:
Payday loan, title loan, personal loan, or advance loan
Company Response:
Closed with monetary relief
Date:
2023-06-26
Issue:
Managing an account
Product:
Checking or savings account
Company Response:
Closed with explanation
Consumer Consent Provided:
Consent provided
Date:
2023-06-24
Issue:
Struggling to pay your bill
Product:
Credit card or prepaid card
Company Response:
Closed with explanation
Consumer Consent Provided:
Consent not provided
Date:
2023-06-01
Issue:
Advertising and marketing, including promotional offers
Product:
Credit card or prepaid card
Company Response:
Closed with monetary relief
Consumer Consent Provided:
Consent provided
Date:
2022-12-02
Issue:
Managing an account
Product:
Checking or savings account
Company Response:
Closed with explanation
Consumer Consent Provided:
Consent provided

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Date of last update: 01 Jun 2025

Sources: Rhode Island Department of State