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Security Credit Services, LLC

Branch

Company Details

Name: Security Credit Services, LLC
Jurisdiction: Rhode Island
Entity type: Foreign Limited Liability Company
Status: Activ
Date of Organization in Rhode Island: 21 Nov 2013 (11 years ago)
Branch of: Security Credit Services, LLC, MISSISSIPPI (Company Number 741946)
Identification Number: 000864301
Place of Formation: MISSISSIPPI
Principal Address: 306 ENTERPRISE DRIVE, OXFORD, MS, 38655, USA
Purpose: COMPANY PURCHASES DEFAULTED RECEIVABLES WHICH CONSIST OF BOTH CONSUMER AND COMMERCIAL RECEIVABLES AT VARIOUS STAGES OF DELINQUENCY. COMPANY CURRENTLY UTILIZES THIRD-PARTY COLLECTION AGENCIES AND LAW FIRMS.
Fictitious names: EquiPro Investments, LLC (trading name, 2019-08-06 - )

Industry & Business Activity

NAICS

522291 Consumer Lending

This U.S. industry comprises establishments primarily engaged in making unsecured cash loans to consumers. Learn more at the U.S. Census Bureau

Agent

Name Role Address
CORPORATION SERVICE COMPANY Agent 222 JEFFERSON BOULEVARD SUITE 200, WARWICK, RI, 02888, USA

Filings

Number Name File Date
202452045260 Annual Report 2024-04-23
202333488630 Annual Report 2023-04-20
202210144130 Annual Report 2022-02-11
202199551530 Annual Report 2021-07-27
202044260280 Annual Report 2020-07-07
201912553710 Annual Report 2019-08-16
201910378270 Fictitious Business Name Statement 2019-08-06
201873748000 Annual Report 2018-08-02
201870880820 Annual Report - Amended 2018-06-28
201748934480 Annual Report 2017-08-30

CFPB Complaint

Complaint Id Date Received Issue Product
2934492 2018-06-13 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Debt was paid
Sub Product Other debt
Date Received 2018-06-13
Submitted Via Fax
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-06-13
Consumer Consent Provided N/A
9591090 2024-07-23 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Debt was result of identity theft
Sub Product Credit card debt
Date Received 2024-07-23
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-07-23
Complaint What Happened Dear SECURITY CREDIT ; XXXX XXXX ; I am writing to address an alleged debt that I have no knowledge of and believe to be fraudulent. I have never engaged with your companies or the original creditor, nor do I recognize any contractual obligations with them. The inaccuracies in this account 's reporting violate FCRA and FDCPA regulations. To resolve this, I insist on proof of this debt, specifically the alleged contract or agreement bearing my signature, and proof of your authority in this matter. Without such documentation, I demand the correction of any erroneous credit reports pertaining to this debt. Please provide the following promptly : Evidence of your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) for this matter. Legal basis for your collection of this information and debt. Evidence of your authorization to operate in this state. Proof of the alleged debt, including contracts or instruments bearing my signature. Complete account history, including collection-related charges. I am filing a formal complaint citing violations of my consumer rights under the FCRA and FDCPA. According to 15 U.S.C. 602 ( a ), I am entitled to privacy, and 15 U.S.C. 604 ( a ) ( 2 ) specifies that no account can be furnished without my written instructions. Therefore, I demand an immediate cessation of all communication and collection activities regarding this account. I also request the deletion of this account from my credit report due to its unrecognized status and absence of contractual obligations. Your actions have infringed upon my rights under the following sections of the FDCPA : XXXX : Harassment or abuse in connection with debt collection. XXXX : Use of false, deceptive, or misleading representations. XXXX ( b ) : Failure to properly disclose my rights. XXXX : Use of unfair or unconscionable means to collect a debt.
Consumer Consent Provided Consent provided
3290990 2019-06-29 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Security Credit Services, LLC
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2019-06-29
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-06-29
Complaint What Happened Hi, upon checking my credit files I saw I have a collection account with Security Credit Services LL and it said the original creditor is XXXX XXXX ( both companies I do not know nor heard of ), I reached out to all 3 credit bureaus ( certified returned receipt ) and asked them for any documents they have on my file with this company, they sent me a letter saying that this account was verified as accurate by this collection company and to reached Security Credit Services LLC directly if I wanted more information. On XX/XX/2019 I sent them a certified letter asking them for any documents bearing my signature or any contract to see if someone stole my identity or what because I have not NEVER in my life opened any account whatsoever with any of them, they have not answered any letter and keep on reporting this negative account to the credit bureaus damaging my credit file. I want to buy a home in the coming months and when I went to check my file and this is what I found, now I have to litigate this knowing I have never opened any type of account with them. They never sent me any letter NEVER saying that I had a collection account with them nor to dispute this on 30 days, nothing at all. I want this deleted from all my credit files please.
Consumer Consent Provided Consent provided

Date of last update: 18 Oct 2024

Sources: Rhode Island Department of State