Search icon

Sensible Auto Lending, LLC

Branch

Company Details

Name: Sensible Auto Lending, LLC
Jurisdiction: Rhode Island
Entity type: Foreign Limited Liability Company
Status: Activ
Date of Organization in Rhode Island: 11 Jun 2012 (13 years ago)
Branch of: Sensible Auto Lending, LLC, CONNECTICUT (Company Number 0913447)
Identification Number: 000790964
Place of Formation: CONNECTICUT
Principal Address: 44 OLD RIDGEBURY ROAD SUITE 100, DANBURY, CT, 06810, USA
Mailing Address: 44 OLD RIDGEBURY RD STE 100 SUITE 100, DANBURY, CT, 06810, USA
Purpose: INDIRECT AUTO LENDING

Industry & Business Activity

NAICS

522220 Sales Financing

This industry comprises establishments primarily engaged in sales financing or sales financing in combination with leasing. Sales financing establishments are primarily engaged in lending money for the purpose of providing collateralized goods through a contractual installment sales agreement, either directly from or through arrangements with dealers. Learn more at the U.S. Census Bureau

Agent

Name Role Address
NATIONAL REGISTERED AGENTS, INC. Agent 450 VETERANS MEMORIAL PARKWAY SUITE 7A, EAST PROVIDENCE, RI, 02914, USA

Filings

Number Name File Date
202458328420 Annual Report 2024-07-25
202456861910 Revocation Notice For Failure to File An Annual Report 2024-06-18
202326072000 Annual Report 2023-01-17
202208924520 Annual Report 2022-01-31
202100319460 Annual Report 2021-08-24
202193009000 Annual Report 2021-02-25
201922517700 Annual Report 2019-10-03
201873745360 Annual Report 2018-08-02
201873745630 Annual Report 2018-08-02
201873745720 Annual Report 2018-08-02

CFPB Complaint

Complaint Id Date Received Issue Product
8694315 2024-04-04 Managing the loan or lease Vehicle loan or lease
Issue Managing the loan or lease
Timely Yes
Company Sensible Auto Lending, LLC
Product Vehicle loan or lease
Sub Issue Problem with additional products or services purchased with the loan
Sub Product Loan
Date Received 2024-04-04
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-04-04
Complaint What Happened XXXX from XXXX XXXXXXXX XXXX in XXXX, MA referred me to Sensible Auto LLC for loan approval. Sensible Auto would approve loan under condition that I purchase extended warranty from XXXX XXXX. I believe this was a scam and that Sensible Auto works with warranty company XXXX XXXX XXXX XXXX XXXX XXXX XXXX This power train plus warranty was purchased with car seven months earlier at Dealer XXXX XXXX as a condition for Sensible Auto LLC to approve the loan for the car as stated by XXXX XXXX Engine of the recently purchased car ( XX/XX/XXXX ) seized on XX/XX/XXXX. While I needed transportation to get to work I requested deferment of loan several times while warranty company worked with repair company on repairs. Called XXXX XXXXXXXX XXXX where car was purchased and referred to XXXX XXXX XXXX who works with Extended XXXX XXXX on XX/XX/XXXX it was towed -gave consent to have diagnostics done. I called several times after two weeks of waiting for update on diagnostics. XXXX reported waiting on information from XXXX. I then called XXXX to ask for update and representative XXXX reported they were waiting on needed information from XXXX XXXX XXXX. I then called XXXX with the knowledge of their need for action and was told that they were waiting for AUL which I became concerned as I just got off the phone with them stating XXXX XXXX XXXX is responsible for the waiting time. In need of transportation and communication for whether not not my car would be covered by warranty /when my car would be repaired and being told conflicting information, I informed XXXX I would need to take the car to another repair shop I called and told me they could have the diagnosis done in 2 days. It has now been 6 months and the vehicle is 124 days past due ( I believe incorrectly as payment was made on XX/XX/XXXX ) and now that the vehicle is under repossession the warranty finally approved claim. 4 days too late and an unreasonable amount of time.
Consumer Consent Provided Consent provided

Date of last update: 17 Oct 2024

Sources: Rhode Island Department of State