|
6754576
|
2023-03-28
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Williams & Fudge, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Threatened or suggested your credit would be damaged
|
| Sub Product |
Other debt
|
| Date Received |
2023-03-28
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-03-28
|
| Complaint What Happened |
XX/XX/2023 RE : XXXX XXXX The above-referenced account has been placed with our office for collection. The total outstanding balance is {$350.00}. In an effort to assist you, XXXX XXXX has authorized us to make the following offer : You may resolve your account for {$280.00}. To accept, please make your payment by XXXX. We are not obligated to renew this offer.
If you are unable to accept the offer listed above, please contact our office. Other options may be available to you, including a reasonable payment plan for the outstanding balance.
Sincerely, Williams & Fudge , Inc .
XXXX XXXX XXXX ( Direct ) XXXX ATTN : XXXX XXXX ( Fax ) This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.
|
| Consumer Consent Provided |
Consent provided
|
|
|
6098009
|
2022-10-19
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Williams & Fudge, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Other debt
|
| Date Received |
2022-10-19
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-10-19
|
| Complaint What Happened |
The balance of {$90.00} on my XXXX account was supposed to be credited in full before I cancelled service and switched cable providers. Instead of crediting the account the balance accrued charges in increased to the amount of {$250.00} instead being credited to XXXX.
I recently received notification that a company called Williams and Fudge opened a collections account with XXXX but I do NOT owe XXXX or this sham of a company anything.
They fraudulently opened a collections account without ever contacting me or sending any type of correspondence.
Please help
|
| Consumer Consent Provided |
Consent provided
|
|
|
6796528
|
2023-04-05
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Williams & Fudge, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Other debt
|
| Date Received |
2023-04-05
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-04-06
|
| Consumer Consent Provided |
Other
|
|
|
6966807
|
2023-05-11
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Williams & Fudge, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Other debt
|
| Date Received |
2023-05-11
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-05-11
|
| Complaint What Happened |
Email dated XX/XX/XXXX from Williams & Fudge , Inc. agent XXXX XXXX that I owe them a debt for {$18000.00}. The Original Creditor was XXXX XXXX. I have no contract with Williams & Fudge , Inc . I do not owe them anything I do not know who they are. They are communicating a false debt under 15 USC 1692e ( 8 ). They are communicating False representation. All caps name, stating consumer owes debt 15 USC 1692b ( 2 ). They are in Communication without prior consent violation of 15 USC 1692c ( a ). They are using false, deceptive or misleading representations in violation of 15 USC 1692e. They are using obscene/profane language accusing me of owing an alleged debt which is violation of 15 USC 1692d ( 2 ).
The communication between Williams & Fudge , Inc. and XXXX XXXX, about me is in direct violation of my privacy per the Privacy Act of 1974. If XXXX XXXX did not violate my rights under the Privacy Act, then how did Williams & Fudge , Inc get my private email information. I have attached correspondence that shows tender of payment ( RI Gen Law 6A-3-603 ) to XXXX XXXX was received via certified mail XXXX XXXX on XX/XX/XXXX. Even the amount stated by the Debt Collector XXXX Williams & Fudge XXXX Inc., doesnt match!
Also, pursuant to 15 USC 1666d if there is a credit of account balance with surplus of over {$1.00} dollar in accordance to the journal and ledger entries described in IRS Pub 583, the amount balance should be credited and the remaining balance must be directed to the consumer. ( {$18000.00} ) the documentary evidence must be provided to clarify this amount as this is a formal instruction in accordance to 15 USC 1666 ( b ) ( 2 ) to provide documentary evidence which involves books of account in accordance with 15 USC 44 to resolve this billing error.
|
| Consumer Consent Provided |
Consent provided
|
|
|
9539204
|
2024-07-17
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Williams & Fudge, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Telecommunications debt
|
| Date Received |
2024-07-17
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-07-17
|
| Complaint What Happened |
To begin with the account with original Creditor XXXX XXXX was a fraud,,, I ended up paying the account off paid to delete in XX/XX/XXXX and they deleted as agreed. On XX/XX/XXXX they reported to Credit bureaus again. i called Williams & fudge inc ask for letter of debt validation the representative respond that they no longer work with original creditor and gave me a phone number XXXX went to voice mail looks very unprofessional.
|
| Consumer Consent Provided |
Consent provided
|
|
