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Resurgent Capital Services L.P.

Company Details

Name: Resurgent Capital Services L.P.
Jurisdiction: Rhode Island
Entity type: Foreign Limited Partnership
Status: Activ
Date of Organization in Rhode Island: 20 Mar 2000 (25 years ago)
Identification Number: 000111550
Place of Formation: DELAWARE
Principal Address: 55 BEATTIE PLACE SUITE 110, GREENVILLE, SC, 29601, USA
Mailing Address: 55 BEATTIE PLACE SUITE 300 MS 425, GREENVILLE, SC, 29601, USA
Purpose: COLLECTION OF DEBT
Fictitious names: Resurgent (trading name, 2024-09-16 - )
Resurgent Mortgage Servicing (trading name, 2013-01-07 - )
Historical names: ALEGIS GROUP L.P.

Industry & Business Activity

NAICS

522390 Other Activities Related to Credit Intermediation

This industry comprises establishments primarily engaged in facilitating credit intermediation (except mortgage and loan brokerage; and financial transactions processing, reserve, and clearinghouse activities). Learn more at the U.S. Census Bureau

Companies doing Other activities related to credit intermediation

Agent

Name Role Address
CORPORATION SERVICE COMPANY Agent 222 JEFFERSON BOULEVARD SUITE 200, WARWICK, RI, 02888, USA

Events

Type Date Old Value New Value
Name Change 2005-06-01 ALEGIS GROUP L.P. Resurgent Capital Services L.P.

Filings

Number Name File Date
202459651400 Fictitious Business Name Statement 2024-09-16
202445758160 Annual Report 2024-02-06
201329359750 Miscellaneous Filing (No Fee) 2013-10-11
201328159540 Statement of Change of Registered/Resident Agent 2013-09-13
201326676120 Statement of Change of Registered/Resident Agent 2013-08-07
201324197140 Statement of Change of Registered/Resident Agent Office 2013-06-17
201314353440 Statement of Change of Registered/Resident Agent Office 2013-03-25
201307618080 Fictitious Business Name Statement 2013-01-07
201179141370 Statement of Change of Registered/Resident Agent Office 2011-05-19
200943082240 Statement of Change of Registered/Resident Agent Office 2009-02-26

CFPB Complaint

Complaint Id Date Received Issue Product
11730548 2025-01-26 Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports
Tags Servicemember
Issue Problem with a company's investigation into an existing problem
Timely Yes
Company Resurgent Capital Services L.P.
Product Credit reporting or other personal consumer reports
Sub Issue Their investigation did not fix an error on your report
Sub Product Credit reporting
Date Received 2025-01-26
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-26
11448630 2025-01-09 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Threatened or suggested your credit would be damaged
Sub Product Credit card debt
Date Received 2025-01-09
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-09
11430573 2025-01-08 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2025-01-08
Submitted Via Phone
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-08
Consumer Consent Provided N/A
11414221 2025-01-07 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2025-01-07
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-07
Consumer Consent Provided Other
11258670 2024-12-23 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2024-12-23
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed N/A
Date Sent To Company 2024-12-23
11148733 2024-12-14 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company Resurgent Capital Services L.P.
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2024-12-14
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed N/A
Date Sent To Company 2024-12-14
6854913 2023-04-19 Improper use of your report Credit reporting, credit repair services, or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company Resurgent Capital Services L.P.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2023-04-19
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-04-19
Consumer Consent Provided Consent not provided
6726370 2023-03-22 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Threatened to sue you for very old debt
Sub Product Credit card debt
Date Received 2023-03-22
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-03-22
Consumer Consent Provided Consent not provided
6282691 2022-12-05 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Debt was result of identity theft
Sub Product I do not know
Date Received 2022-12-05
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-12-05
Complaint What Happened letter dated XX/XX/XXXX from RESURGENT CAPITAL SERVICES stating that I owe them a debt for {$570.00}. The Original Creditor was XXXX XXXX, who previously charged off the alleged debt. I have no contract with RESURGENT CAPITAL SERVICES nor LVNV Funding LLC. They are threatening me by stating they will submit a negative credit report. Which is a violation of 15 USC 1692d ( 1 ). Amongst other violations committed. I donot owe them anything I donot know who they are. They are communicating a false debt under 15 USC 1692e ( 8 ). They are communicating about me to 3rd party without my consent, which is in violation of 15 USC 1692c ( b ). They are offering 40 % off the alleged debt along with their symbol which is a violation of 15 USC 1692b ( 5 ). They are threatening me with harmful action towards well-being via credit report which is a violation of 15 USC 1692d ( 1 ). By them even communicating with credit agencies is a violation of my privacy per the Privacy Act of 1974. Let this be notice that I previously filed a complaint for a received letter dated XX/XX/XXXX from XXXX XXXX XXXX. stating that I owe that same {$570.00}. The Original Creditor was also XXXX XXXX, who previously charged off the alleged debt. So they are shifting the debt to another shell company. This has to stop!
Consumer Consent Provided Consent provided
5803125 2022-07-23 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Debt is not yours
Sub Product Credit card debt
Date Received 2022-07-23
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-07-23
Complaint What Happened THE ACCOUNT YOU HAVE IN MY NAME NEEDS TO BE PERMENTLY REMOVED OUT OF YOUR SYSTEM.AND REMOVED FROM MY CREDIT REPORTS. XXXX XXXX XXXX. THE ORIGINAL CREDITORS WAS OPENED WITHOUT MY KNOWLEDGE THE ACCOUNTS WERE UNAUTHORIZED WHICH ENTAILS IT SHOULD HAVE NEVER WENT TO YOUR COMPANY FOR COLLECTIONS. I HAVE DISPUTED THESE ACCOUNTS BEFORE WITH XXXX XXXX XXXX. LV N FUNDING XXXX XXXX XXXX XXXX YOU CLOSED AND " SOPPOSEDLY '' DELETED THIS ACCOUNT FROM YOUR " SYSTEM '' FOR THE REASONS IVE STATED HERE. FOR SOME ILLAGETAMATE REASON, ONLY XXXX KNOWS WHY YOU REOPENED THE ACCOUNTAND REPORTED IT BACK TO THE CREDIT BEAREAUS AGAIN. WHAT IS WRONG WITH YOU PEOPLE! NOTHING HAS CHANGED, NOR IS IT GOING TO, WITH ALL DO RESPECT HOW MANY DIFFERENT WAYS AND DOCUMENTS DO I HAVE TO SEND TO YOU FOR YOU TO REALIZE THE ACCOUNTS ARE NOT MINE.. ALSO YOU HAVE NO SIGNED DOCUMENTS, CONTRACTS WITH MY WET SIGNATURE ON IT YOU NEED TO PERMENTLY CLOSE AND DELETE THIS ACCOUNT FOR GOOD OUT OF YOUR SYSTEM AND REMOVE THE ACCOUNT FROM MY CREDIT REPORTS, ALL XXXXYOU ARE VIOLATING MY CONSUMER PROTECTION RIGHTS UNDER FCRA U.S.C.15 SECTION 604A , 602A AND 607 I HAVE ENCLOSED DOCUMENTS FOR YOUR CONVIENCE AGAIN IF NEED BE I WILL PROCEED WITH LEGAL ACTION THANK YOU FOR YOUR COOPERATION ACCOUNTS TO BE REMOVED XXXX XXXX XXXX XXXX XXXX XXXXXXXX LVN FUNDING ACCOUNT XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Consumer Consent Provided Consent provided
5445610 2022-04-13 Improper use of your report Credit reporting, credit repair services, or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company Resurgent Capital Services L.P.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2022-04-13
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-04-13
Consumer Consent Provided Consent not provided
5107215 2022-01-14 Incorrect information on your report Credit reporting, credit repair services, or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Resurgent Capital Services L.P.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Account information incorrect
Sub Product Credit reporting
Date Received 2022-01-14
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-01-14
Consumer Consent Provided Other
10346163 2024-10-04 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Debt is not yours
Sub Product Credit card debt
Date Received 2024-10-04
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-10-04
Complaint What Happened Dear LVNV FUNDING LLC ; Sir/Madam, I am writing to dispute the alleged debt mentioned reported by your company. This account is fraudulent, and I have never had any prior relationship or entered into any contract with either of these companies. The reporting of this account violates both the Fair Credit Reporting Act ( FCRA ) and the Fair Debt Collection Practices Act ( FDCPA ). To resolve this, I am requesting the following documentation : XXXX. Proof of your authorization under 15 USC 1692 ( e ) and ( f ) to collect this debt. XXXX. The legal basis for collecting this debt. XXXX. Proof of your authorization to operate in my state. XXXX. Evidence of the alleged debt, including any contracts or agreements bearing my signature. XXXX. A full account history, including all related charges.
Consumer Consent Provided Consent provided
10917611 2024-11-25 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product I do not know
Date Received 2024-11-25
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-25
Consumer Consent Provided Consent not provided
10908561 2024-11-24 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2024-11-24
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-24
Consumer Consent Provided Consent not provided
3816933 2020-08-27 False statements or representation Debt collection
Tags Older American
Issue False statements or representation
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Credit card debt
Date Received 2020-08-27
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-08-27
Complaint What Happened The original creditor was XXXX XXXX XXXX and I closed the account. I started paying the account off through XXXX XXXX XXXX and every time I called to make a payment they kept trying to reopen the account and they kept charging me more money. So I stopped paying them. Earlier this year I checked my credit report and saw that I owed XXXX to XXXX XXXX XXXX and I disputed it with the credit bureau and was informed it was taken off my credit report but it was not taken off. I contacted LVNV and was sent to Resurgent Capital Services and they sent me a copy of a payment I made to XXXX XXXX XXXX and in the correspondence stated that if I disputed the validity to contact them within thirty days in writing. On XX/XX/2020 I sent a letter to Resurgent Capital Services disputing the validity of this debt within the 30 day time period allowed and have not received any communications from them. Today, XX/XX/2020, I called Resurgent Capital Services and was informed that they never received my letter. I did my due diligence and Resurgent Capital Services has not done their part. XXXX XXXX XXXX is still contacting me to reopen my account with them. This account has gone through 3 different collection agencies and I have had phone calls from 2 collection agencies at the same time about this account. I want to settle the account and get this off my credit.
Consumer Consent Provided Consent provided
3666773 2020-05-24 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product I do not know
Date Received 2020-05-24
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-05-24
Complaint What Happened I have disputed this account and have reached out to the company/creditors MANY times but failed. This account is being reported inaccurately and incorrectly on my credit report.
Consumer Consent Provided Consent provided
10879663 2024-11-21 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2024-11-21
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-21
Consumer Consent Provided Consent not provided
10222125 2024-09-23 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product I do not know
Date Received 2024-09-23
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed N/A
Date Sent To Company 2024-09-23
Consumer Consent Provided Consent not provided
10747829 2024-11-11 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2024-11-11
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-11
Consumer Consent Provided Consent not provided
3083536 2018-11-26 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Private student loan debt
Date Received 2018-11-26
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-11-26
Consumer Consent Provided Other
1283414 2015-03-14 Improper contact or sharing of info Debt collection
Issue Improper contact or sharing of info
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Talked to a third party about my debt
Sub Product Credit card
Date Received 2015-03-14
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2015-03-14
Consumer Consent Provided N/A
10628083 2024-10-31 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Resurgent Capital Services L.P.
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2024-10-31
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-10-31
Complaint What Happened Please be advised that this is my SECOND REQUEST asking you to remove the unverified account listed below that remain on my credit report in violation of the 15 U.S.C 1681. You are required under the FCRA to have properly verified the accuracy of an account listed on my credit report. In the results of your first re-investigation, you stated in writing that you verified that the item is being reported correctly. What this mean is that your company must be willing and able to produce a document in your files that proves the account in dispute belong to me and the information being reported is accurate and you must be able to do this in a court of law if I file a lawsuit against you. Someone in your company must authenticate the knowledge of the alleged account and all that has ever transpired for the alleged account, under oath and under the penalty of perjury. You have ignored my request to provide me with the documents that you have in your files that you used to verify the disputed account which means that you are NOT verified or you can not verify my account and under section 611 ( 5 ) ( A ) of the FRCA- you are required to promptly delete all information which can not be verified.
Consumer Consent Provided Consent provided
6825780 2023-04-11 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Frequent or repeated calls
Sub Product Credit card debt
Date Received 2023-04-11
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-04-11
Consumer Consent Provided Consent not provided
7216328 2023-07-06 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Debt is not yours
Sub Product Other debt
Date Received 2023-07-06
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-07-06
Complaint What Happened Emails dated XX/XX/XXXX and XX/XX/XXXX from XXXX XXXX. stating that I owe them a debt for {$440.00} and asking for a Credit Card. The Alleged Original Creditor was XXXX XXXX XXXX, who previously charged off the alleged debt via 1099 with the IRS and reported it as income. LVNV Funding LLC bought my charged off debt for XXXX on the dollar from the Original Creditor XXXX XXXX XXXX, and supposedly assigned the collection of the Charged Off Debt that was purchased for XXXX on the dollar to XXXX XXXX who is looking for the Original Amount of the Charged Off Debt in the Name of the Original Creditor XXXX XXXX XXXX. Whom I have mentioned previously CHARGED OFF THE DEBT with the IRS via 1099 forms!!!!!! I have no contract with XXXX XXXX nor LVNV Funding LLC. They are threatening me by stating they will submit a negative credit report. Which is a violation of 15 USC 1692d ( 1 ). Amongst other violations committed. I do not owe them anything I donot know who they are. They are communicating a false debt under 15 USC 1692e ( 8 ). They are communicating about me to 3rd party without my consent, which is in violation of 15 USC 1692c ( b ). They are offering 40 % off the alleged debt along with their symbol which is a violation of 15 USC 1692b ( 5 ). They are threatening me with harmful action towards well-being via credit report which is a violation of 15 USC 1692d ( 1 ). By them even communicating with credit agencies is a violation of my privacy per the Privacy Act of 1974. Let it be known that it is a fact the Original Creditor XXXX XXXX XXXX has committed Securities fraud by selling notes of consumers via their Social Security Numbers via Irrevocable Assignments. Was this apart of the original service agreement with XXXX for Cellular Phone Service. We all know the Note is the Application, which is Self Liquidating Paper with an Allonge Attached with a Blank Endorsement for Special Deposit. We the People Gave NO Such Consent to these hidden back door deals off the backs of our social SECURITY numbers. I also believe no such evidence Exists! I have taken the liberty to attach XXXX XXXX SEC Documents detailing assignment of Notes where the Tax ID or Social Security Number and Name and Address of the Assignee is listed. So now you as a third party interloper are now apart of the fracas.
Consumer Consent Provided Consent provided
10491081 2024-10-17 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company Resurgent Capital Services L.P.
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2024-10-17
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-10-17
Consumer Consent Provided Consent not provided
2966662 2018-07-18 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Didn't receive notice of right to dispute
Sub Product I do not know
Date Received 2018-07-18
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-07-18
Consumer Consent Provided Consent not provided
695504 2014-02-01 Cont'd attempts collect debt not owed Debt collection
Tags Older American, Servicemember
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Debt is not mine
Sub Product Credit card
Date Received 2014-02-01
Submitted Via Referral
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2014-02-01
Consumer Consent Provided N/A
1049027 2014-09-29 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Debt was paid
Sub Product Credit card
Date Received 2014-09-29
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2014-09-29
Consumer Consent Provided N/A
1786437 2016-02-12 Improper contact or sharing of info Debt collection
Tags Servicemember
Issue Improper contact or sharing of info
Timely Yes
Company Resurgent Capital Services L.P.
Product Debt collection
Sub Issue Contacted me after I asked not to
Sub Product Credit card
Date Received 2016-02-12
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2016-02-12
Complaint What Happened I received a letter stating I owed a debt. I sent a debt validation letter back and did n't receive validation but did receive another letter for debt payment. I clearly stated in my validation letter not to contact me or continue to try and collect without validating the debt.
Consumer Consent Provided Consent provided
9715419 2024-08-05 Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports
Issue Problem with a company's investigation into an existing problem
Timely Yes
Company Resurgent Capital Services L.P.
Product Credit reporting or other personal consumer reports
Sub Issue Their investigation did not fix an error on your report
Sub Product Credit reporting
Date Received 2024-08-05
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-08-05
Complaint What Happened In the last few months, I noticed the presence of an account in charge-off status on my credit report, which reports having been transferred to a third party. This third party reports a collection for which I did not receive notification from either the creditor or the collection agency. The fact that these two accounts are reported under the same account number can be considered a duplication on my credit report. I sent a letter to both entities in the hope of resolving this situation ; however, neither of them has communicated with me or provided any response, which incurs several violations of the 15 USC code, specifically the following sections : 15 USC 1681e ( b ) : The information provided to consumers is inaccurate, misleading, or incomplete. 15 USC 1681i ( 5 ) : Failure to conduct a reasonable investigation into disputed information. 15 USC 1681 ( a ) : The inaccurate and misleading information contained in the credit report violates the FCRA 's requirement for fair and accurate reporting. 15 USC 1681 ( a ) : The failure to investigate and correct these inaccuracies within a reasonable time frame is a violation of the FCRA. 15 USC 1681s-2 ( a ) ( 2 ) : Furnishing information to a consumer reporting agency without the consumer 's written instructions. 15 USC 1681n : You have failed to provide me with clear and conspicuous notice of my rights under the FCRA.
Consumer Consent Provided Consent provided

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Related by address

55 BEATTIE PLACE SUITE 110, GREENVILLE, SC, 29601, USA

PINNACLE CREDIT SERVICES, LLC LVNV Funding LLC PYOD LLC CACV OF COLORADO, LLC CACH, LLC Resurgent Funding LLC Resurgent Receivables LLC Starling Street LLC Resurgent Secured Assets LLC

Date of last update: 10 Apr 2025

Sources: Rhode Island Department of State

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