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Equifax Inc.

Company Details

Name: Equifax Inc.
Jurisdiction: Rhode Island
Entity type: Foreign Corporation
Status: Activ
Date of Organization in Rhode Island: 21 Nov 1924 (100 years ago)
Identification Number: 000024184
Place of Formation: GEORGIA
Principal Address: 1550 PEACHTREE STREET N.W., ATLANTA, GA, 30309, USA
Purpose: HOLDING COMPANY
Historical names: Retail Credit Company

Industry & Business Activity

NAICS

561450 Credit Bureaus

This industry comprises establishments primarily engaged in compiling information, such as credit and employment histories, and providing the information to financial institutions, retailers, and others who have a need to evaluate the creditworthiness of individuals and businesses. Learn more at the U.S. Census Bureau

Companies doing Credit bureaus

Agent

Name Role Address
PRENTICE-HALL CORP SYSTEM Agent 222 JEFFERSON BOULEVARD SUITE 200, WARWICK, RI, 02888, USA

PRESIDENT

Name Role Address
LISA M. NELSON PRESIDENT 1550 PEACHTREE STREET, N.W. ATLANTA, GA 30309 USA
RODOLFO O. PLODER PRESIDENT 1550 PEACHTRE ST, N.W ATLANTA, GA 30309 USA

SECRETARY

Name Role Address
JOHN J. KELLY III SECRETARY 1550 PEACHTRE ST, N.W. ATLANTA, GA 30309 USA

TREASURER

Name Role Address
MICHAEL GABE BONFIELD TREASURER 1550 PEACHTREE ST, N.E. ATLANTA, GA 30309 USA

DIRECTOR

Name Role Address
MELISSA D. SMITH DIRECTOR 1550 PEACHTREE ST.,N.W. ATLANTA, GA 30309 USA
ROBERT D MARCUS DIRECTOR 1550 PEACHTREE STREET, N.W ATLANTA, GA 30309 USA
MARK L FEIDLER DIRECTOR 1550 PEACHTREE ST, N.W. ATLANTA, GA 30309 USA
JOHN A MCKINLEY DIRECTOR 1550 PEACHTREE ST, N.W. ATLANTA, GA 30309 USA
AUDREY BOONE TILLMAN DIRECTOR 1550 PEACHTREE STREET, NW ATLANTA, GA 30309 USA
G. THOMAS HOUGH DIRECTOR 1550 PEACHTREE ST, N.W. ATLANTA, GA 30309 USA
SCOTT A MCGREGOR DIRECTOR 1550 PEACHTREE ST., N.W. ATLANTA, GA 30309 USA
MARK W BEGOR DIRECTOR 1550 PEACHTREE ST, N.W. ATLANTA, GA 30309 USA
KAREN L. FICHUK DIRECTOR 1550 PEACHTREE STREET, N.W. ATLANTA, GA 30309 USA

Events

Type Date Old Value New Value
Name Change 1976-01-26 Retail Credit Company Equifax Inc.

Filings

Number Name File Date
202452101650 Annual Report 2024-04-23
202335032930 Annual Report 2023-05-01
202211930840 Annual Report 2022-03-02
202195119770 Annual Report 2021-03-30
202035629890 Annual Report 2020-03-02
201986146160 Annual Report 2019-02-07
201858664950 Annual Report 2018-02-21
201733623850 Annual Report 2017-02-06
201691547610 Annual Report 2016-02-01
201555443290 Annual Report 2015-02-20

CFPB Complaint

Complaint Id Date Received Issue Product
10169673 2024-09-19 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Credit inquiries on your report that you don't recognize
Sub Product Credit reporting
Date Received 2024-09-19
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-09-19
Consumer Consent Provided Consent not provided
11779273 2025-01-26 Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports
Issue Problem with a company's investigation into an existing problem
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Their investigation did not fix an error on your report
Sub Product Credit reporting
Date Received 2025-01-26
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-26
11808188 2025-01-29 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2025-01-29
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-29
11972901 2025-02-06 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Account information incorrect
Sub Product Credit reporting
Date Received 2025-02-06
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-02-06
11777140 2025-01-26 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2025-01-26
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-26
11997365 2025-02-08 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Credit inquiries on your report that you don't recognize
Sub Product Credit reporting
Date Received 2025-02-08
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-02-08
11997347 2025-02-08 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Credit inquiries on your report that you don't recognize
Sub Product Credit reporting
Date Received 2025-02-08
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-02-08
11871320 2025-01-31 Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports
Issue Problem with a company's investigation into an existing problem
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Their investigation did not fix an error on your report
Sub Product Credit reporting
Date Received 2025-01-31
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-31
8301318 2024-02-07 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2024-02-07
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed N/A
Date Sent To Company 2024-02-07
Complaint What Happened In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality unde r 15 USC 1681. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
Consumer Consent Provided Consent provided
9567869 2024-07-21 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Account information incorrect
Sub Product Credit reporting
Date Received 2024-07-21
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-07-21
Complaint What Happened I had XXXX. XXXX XXXX XXXX XXXX XXXX XXXXXXXX. XXXX XXXX XXXX XXXX. XXXX. They cancelled all my cards. A lowered my scores. XXXX. Had. Almost XXXX. They only put what owed. Not my. High number on credit. Lowered my. Ratio. Becouse. I disputed airline ticket they didnt help with. I have XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX destroyed. My numbers. I have fair. Never missed. Payment. Ever. No negatives. Ever. 4 houses. Rhode Island. Maine. Concrete company. XXXX kids. XXXX. XXXX vehicles. I got this. Fair. People lose there houses. Cars get repo. They get better scores than me. I very disappointed. I hired lawyers. And. XXXX XXXX. XXXX Credit. Im upset. Alwsys pay bills on time hole life XXXX XXXX. They made XXXX out my credit. No negatives ever. Thank you
Consumer Consent Provided Consent provided
11379632 2025-01-05 Improper use of your report Credit reporting or other personal consumer reports
Tags Older American, Servicemember
Issue Improper use of your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2025-01-05
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-05
11497509 2025-01-13 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Account status incorrect
Sub Product Credit reporting
Date Received 2025-01-13
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-13
11642219 2025-01-18 Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports
Issue Problem with a company's investigation into an existing problem
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Investigation took more than 30 days
Sub Product Credit reporting
Date Received 2025-01-18
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-18
11820416 2025-01-29 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Account information incorrect
Sub Product Credit reporting
Date Received 2025-01-29
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-29
11701547 2025-01-22 Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports
Issue Problem with a company's investigation into an existing problem
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Investigation took more than 30 days
Sub Product Credit reporting
Date Received 2025-01-22
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-22
11585591 2025-01-21 Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports
Issue Problem with a company's investigation into an existing problem
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Their investigation did not fix an error on your report
Sub Product Credit reporting
Date Received 2025-01-21
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-21
11511239 2025-01-14 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Personal information incorrect
Sub Product Credit reporting
Date Received 2025-01-14
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-14
11437159 2025-01-08 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Credit inquiries on your report that you don't recognize
Sub Product Credit reporting
Date Received 2025-01-08
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-08
Consumer Consent Provided Other
11761807 2025-01-24 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2025-01-24
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-24
11659694 2025-01-17 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Credit inquiries on your report that you don't recognize
Sub Product Credit reporting
Date Received 2025-01-17
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-17
11661021 2025-01-17 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Account information incorrect
Sub Product Credit reporting
Date Received 2025-01-17
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-17
11606564 2025-01-21 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Credit inquiries on your report that you don't recognize
Sub Product Credit reporting
Date Received 2025-01-21
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-21
Consumer Consent Provided Other
11552444 2025-01-15 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Credit inquiries on your report that you don't recognize
Sub Product Credit reporting
Date Received 2025-01-15
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-15
11827955 2025-01-29 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2025-01-29
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-29
11776656 2025-01-26 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2025-01-26
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-26
11884214 2025-02-01 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2025-02-01
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-02-01
11800886 2025-01-27 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Credit inquiries on your report that you don't recognize
Sub Product Credit reporting
Date Received 2025-01-27
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-27
11638071 2025-01-18 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2025-01-18
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-18
11568936 2025-01-16 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2025-01-16
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-16
11957504 2025-02-05 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2025-02-05
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-02-05
11569031 2025-01-16 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company EQUIFAX, INC.
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2025-01-16
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-16

Court Cases

Docket Number Nature of Suit Filing Date Disposition
1700489 Consumer Credit 2017-10-20 multi district litigation transfer
Circuit First Circuit
Origin original proceeding
Jurisdiction diversity of citizenship
Jury Demand Plaintiff demands jury
Demanded Amount 0
Termination Class Action Missing
Procedural Progress order entered
Nature Of Judgment no monetary award
Judgement missing
Arbitration On Termination Missing
Office 1
Filing Date 2017-10-20
Termination Date 2017-12-28
Section 1681
Status Terminated

Parties
Name WONG
Role Plaintiff
Name Equifax Inc.
Role Defendant

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SCOTT A MCGREGOR

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Related by address

No related companies by address

Date of last update: 06 Apr 2025

Sources: Rhode Island Department of State

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